{"id":1114,"date":"2023-07-08T19:39:01","date_gmt":"2023-07-08T17:39:01","guid":{"rendered":"https:\/\/ekonomickespravy.sk\/?p=1114"},"modified":"2023-07-08T19:39:02","modified_gmt":"2023-07-08T17:39:02","slug":"pozicky-aj-pre-menej-bonitnych-klientov","status":"publish","type":"post","link":"https:\/\/ekonomickespravy.sk\/?p=1114","title":{"rendered":"P\u00f4\u017ei\u010dky aj pre menej bonitn\u00fdch klientov"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Neo\u010dak\u00e1van\u00e9 v\u00fddavky si \u0165a\u017eko napl\u00e1nova\u0165, \u010dasto pr\u00eddu vtedy, ke\u010f to \u010dloveku najmenej vyhovuje a rodinn\u00e1 kasa je pr\u00e1zdna. \u010co v\u0161ak robi\u0165, ke\u010f sa zrovna vtedy pokaz\u00ed auto \u010di vypovie slu\u017ebu automatick\u00e1 pr\u00e1\u010dka \u010di chladni\u010dka?<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ke\u010f v rodinnom rozpo\u010dte nie s\u00fa peniaze, probl\u00e9m m\u00f4\u017ee pom\u00f4c\u0165 uhasi\u0165 p\u00f4\u017ei\u010dka. T\u00e1 z banky ist\u00fd \u010das trv\u00e1, treba k nej tie\u017e ma\u0165 ur\u010dit\u00fd pr\u00edjem a finan\u010dn\u00fa stabilitu. Obr\u00e1ti\u0165 sa potom mo\u017eno na nebankov\u00e9 spolo\u010dnosti, ich ponuka r\u00fdchlych p\u00f4\u017ei\u010diek je pomerne \u0161irok\u00e1 a podmienky z\u00edskania miernej\u0161ie.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Av\u0161ak tak ako l\u00e1kavo m\u00f4\u017ee r\u00fdchla p\u00f4\u017ei\u010dka bez overovania prijmu alebo p\u00f4\u017ei\u010dka do 10 min\u00fat vyzera\u0165, m\u00f4\u017ee ma\u0165 aj svoje \u00faskalia. Hoci vybavenie nebankovej p\u00f4\u017ei\u010dky b\u00fdva zvy\u010dajne r\u00fdchle a jednoduch\u00e9, \u010dasto je v\u0161ak spojen\u00e9 aj s vy\u0161\u0161\u00edmi \u00farokmi, poplatkami \u010di pr\u00edsnymi sankciami.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Z\u00edska\u0165 SMS p\u00f4\u017ei\u010dku do 10 min\u00fat nie je nemo\u017en\u00e9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ne\u010dakan\u00e9 v\u00fddavky v dom\u00e1cnosti alebo neo\u010dak\u00e1van\u00e9 \u017eivotn\u00e9 situ\u00e1cie niekedy prived\u00fa \u013eud\u00ed k nutnosti po\u017ei\u010da\u0165 si peniaze. Nie v\u017edy a nie ka\u017ed\u00fd v\u0161ak m\u00e1 dostato\u010dn\u00e9 z\u00e1zemie \u010di stabiln\u00fa pr\u00e1cu s pravideln\u00fdm pr\u00edjmom. A ak sa navy\u0161e nepodarilo v minulosti splati\u0165 z\u00e1v\u00e4zky riadne a v\u010das, v banke sa m\u00f4\u017ee pok\u00fa\u0161a\u0165 m\u00e1rne.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na finan\u010dnom trhu v\u0161ak existuj\u00fa aj nebankov\u00e9 spolo\u010dnosti, v ktor\u00fdch b\u00fdvaj\u00fa podmienky z\u00edskania p\u00f4\u017ei\u010dky \u010dasto miernej\u0161ie. Ide sk\u00f4r o <strong>kr\u00e1tkodob\u00e9 p\u00f4\u017ei\u010dky s men\u0161\u00edmi sumami a kr\u00e1tkou dobou splatnosti<\/strong>. Z\u00edska\u0165 ich je s\u00edce \u013eah\u0161ie, no b\u00fdvaj\u00fa spojen\u00e9 s vy\u0161\u0161\u00edm \u00farokom, poplatkami alebo pr\u00edsnymi sankciami v pr\u00edpade nespl\u00e1cania. Na mieste je preto obozretnos\u0165.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rie\u0161en\u00edm m\u00f4\u017eu by\u0165 napr\u00edklad <strong>SMS p\u00f4\u017ei\u010dky<\/strong>. Ide v podstate o mikrop\u00f4\u017ei\u010dku, \u010dasto aj bez overovania v \u00faverovom registri \u010di nutnosti dokladova\u0165 pr\u00edjem. Peniaze m\u00f4\u017ee ma\u0165 \u017eiadate\u013e v kr\u00e1tkom \u010dase k dispoz\u00edci\u00ed, niektor\u00e9 nebankov\u00e9 spolo\u010dnosti pon\u00fakaj\u00fa napr\u00edklad aj bleskov\u00fa <a href=\"https:\/\/www.ifinancie.sk\/sms-pozicka\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"follow external noopener noreferrer\" class=\"wpel-icon-right\"><strong>SMS p\u00f4\u017ei\u010dku do 10 min\u00fat<\/strong><span class=\"wpel-icon wpel-image wpel-icon-7\"><\/span><\/a>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00edska\u0165 tak\u00fato mikrop\u00f4\u017ei\u010dku b\u00fdva spravidla pomerne jednoduch\u00e9. Sta\u010d\u00ed, ak z\u00e1ujemca:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>vypln\u00ed nez\u00e1v\u00e4zn\u00fa online \u017eiados\u0165 o p\u00f4\u017ei\u010dku<\/li>\n\n\n\n<li>po\u010dk\u00e1 na to, k\u00fdm ho kontaktuje z\u00e1stupca nebankovej spolo\u010dnosti<\/li>\n\n\n\n<li>po schv\u00e1len\u00ed p\u00f4\u017ei\u010dky nebankov\u00e1 spolo\u010dnos\u0165 po\u0161le peniaze na \u00fa\u010det \u017eiadate\u013ea<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Po\u017eiada\u0165 o ak\u00fako\u013evek p\u00f4\u017ei\u010dku m\u00f4\u017eu len osoby star\u0161ie ako 18 rokov s trval\u00fdm pobytom na \u00fazem\u00ed Slovenskej republiky. \u010eal\u0161ie podmienky \u010di potrebn\u00e9 doklady si u\u017e stanovuj\u00fa spolo\u010dnosti osobitne<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tesco p\u00f4\u017ei\u010dka pre\u0161la pod Home Credit<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">R\u00fdchla doba si vy\u017eaduje aj r\u00fdchle rie\u0161enia. Aj pri po\u017ei\u010diavan\u00ed pe\u0148az\u00ed preto plat\u00ed, \u017ee \u010d\u00edm r\u00fdchlej\u0161ie vybavenie, t\u00fdm lep\u0161ie. V ponuke s\u00fa v s\u00fa\u010dasnosti u\u017e napr\u00edklad r\u00fdchle online p\u00f4\u017ei\u010dky, SMS p\u00f4\u017ei\u010dky do 10 min\u00fat \u010di p\u00f4\u017ei\u010dky, ktor\u00e9 sa daj\u00fa jednoducho vybavi\u0165 cez telef\u00f3n.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Cez SMS \u010di prostredn\u00edctvom telefonick\u00e9ho hovoru zvy\u010dajne mo\u017eno vybavi\u0165 mini p\u00f4\u017ei\u010dky alebo kr\u00e1tkodob\u00e9 \u00favery na ni\u017e\u0161ie sumy a krat\u0161ou dobou splatnosti.<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Doned\u00e1vna sa medzi tak\u00fdto typ p\u00f4\u017ei\u010diek radili aj <a href=\"https:\/\/www.ifinancie.sk\/pozicky-cez-telefon\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"follow external noopener noreferrer\" class=\"wpel-icon-right\"><strong>Tesco p\u00f4\u017ei\u010dky<\/strong><span class=\"wpel-icon wpel-image wpel-icon-7\"><\/span><\/a>. Spolo\u010dnos\u0165 Tesco finan\u010dn\u00e9 slu\u017eby pon\u00fakala produkt Hotovostn\u00e1 p\u00f4\u017ei\u010dka. Av\u0161ak od apr\u00edla 2023 ukon\u010dila projekt Tesco finan\u010dn\u00e9 slu\u017eby a Tesco p\u00f4\u017ei\u010dky i v\u0161etka komunik\u00e1cia so z\u00e1kazn\u00edkmi pre\u0161la pod Home credit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quatro p\u00f4\u017ei\u010dka \u2013 n\u00e1kup na spl\u00e1tky<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Spolo\u010dnos\u0165 Quatro p\u00f4sob\u00ed na slovenskom trhu u\u017e nieko\u013eko rokov. Nejde o poskytovanie p\u00f4\u017ei\u010diek v pravom zmysle slova, <strong>spolo\u010dnos\u0165 Quatro toti\u017e pon\u00faka n\u00e1kup na spl\u00e1tky<\/strong>. <a href=\"https:\/\/www.ifinancie.sk\/quatro-pozicka\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"follow external noopener noreferrer\" class=\"wpel-icon-right\"><strong>Quatro p\u00f4\u017ei\u010dka<\/strong><span class=\"wpel-icon wpel-image wpel-icon-7\"><\/span><\/a> je teda n\u00e1kup na spl\u00e1tky.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nak\u00fapi\u0165 prostredn\u00edctvom Quatro p\u00f4\u017ei\u010dky m\u00f4\u017ee ka\u017ed\u00fd ob\u010dan s trval\u00fdm pobytom na Slovensku vo veku od 18 do 74 rokov so stabiln\u00fdm pr\u00edjmom. Ke\u010f\u017ee m\u00f4\u017ee \u00eds\u0165 aj o n\u00edzke sumy, <strong>nak\u00fapi\u0165 cez Quatro p\u00f4\u017ei\u010dku m\u00f4\u017eu aj rodi\u010dia na rodi\u010dovskej dovolenke \u010di d\u00f4chodcovia, av\u0161ak musia ma\u0165 stabiln\u00fd pr\u00edjem<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quatro p\u00f4\u017ei\u010dka bez registra len na ob\u010diansky preukaz<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nak\u00fapi\u0165 mo\u017eno aj cez Quatro p\u00f4\u017ei\u010dku bez registra. Sta\u010d\u00ed si len pred n\u00e1kupom overi\u0165, \u010di obchod poskytuje n\u00e1kup na spl\u00e1tky cez Quatro. K n\u00e1kupu cez <a href=\"https:\/\/www.vpozicky.sk\/quatro-pozicka\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"follow external noopener noreferrer\" class=\"wpel-icon-right\"><strong>Quatro p\u00f4\u017ei\u010dku bez registra<\/strong><span class=\"wpel-icon wpel-image wpel-icon-7\"><\/span><\/a> zvy\u010dajne sta\u010d\u00ed len ob\u010diansky preukaz.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Stabiln\u00fd pr\u00edjem u zamestnan\u00fdch klientov si vie spolo\u010dnos\u0165 overi\u0165 prostredn\u00edctvom Soci\u00e1lnej pois\u0165ovne. Ak v\u0161ak ide napr\u00edklad o \u017eivnostn\u00edkov \u010di in\u00e9 pr\u00edpady, kde si Quatro pr\u00edjem overi\u0165 nevie, bude nutn\u00fd aj doklad potvrdzuj\u00faci v\u00fd\u0161ku pr\u00edjmu.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Parametre Quatro p\u00f4\u017ei\u010dky:<\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>n\u00e1kup tovaru na spl\u00e1tky v hodnote od 100 do 10 000 eur<\/li>\n\n\n\n<li>mo\u017enos\u0165 vybra\u0165 si sp\u00f4sob spl\u00e1cania&nbsp;<\/li>\n\n\n\n<li>z\u013eava na n\u00e1kup cez Quatro p\u00f4\u017ei\u010dku<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Quatro p\u00f4\u017ei\u010dku mo\u017eno spl\u00e1ca\u0165 dvoma sp\u00f4sobmi \u2013 <strong>pevn\u00fdmi spl\u00e1tkami alebo prostredn\u00edctvom \u0161ikovnej spl\u00e1tky<\/strong>. Pri pevnej spl\u00e1tke si klient s\u00e1m ur\u010d\u00ed v\u00fd\u0161ku spl\u00e1tky pod\u013ea toho, \u010do mu dovol\u00ed rozpo\u010det. V \u0161ikovnej spl\u00e1tke si vol\u00ed dobu spl\u00e1cania a pod\u013ea toho sa vypo\u010d\u00edta v\u00fd\u0161ka spl\u00e1tky.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Neo\u010dak\u00e1van\u00e9 v\u00fddavky si \u0165a\u017eko napl\u00e1nova\u0165, \u010dasto pr\u00eddu vtedy, ke\u010f to \u010dloveku najmenej vyhovuje a rodinn\u00e1 kasa je pr\u00e1zdna. \u010co v\u0161ak robi\u0165, ke\u010f sa zrovna vtedy pokaz\u00ed auto \u010di vypovie slu\u017ebu automatick\u00e1 pr\u00e1\u010dka \u010di chladni\u010dka?&nbsp; Ke\u010f v rodinnom rozpo\u010dte nie s\u00fa peniaze, probl\u00e9m m\u00f4\u017ee pom\u00f4c\u0165 uhasi\u0165 p\u00f4\u017ei\u010dka. T\u00e1 z banky ist\u00fd \u010das trv\u00e1, treba k nej [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1115,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-1114","post","type-post","status-publish","format-standard","has-post-thumbnail","category-financie"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/ekonomickespravy.sk\/index.php?rest_route=\/wp\/v2\/posts\/1114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomickespravy.sk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomickespravy.sk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomickespravy.sk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomickespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1114"}],"version-history":[{"count":1,"href":"https:\/\/ekonomickespravy.sk\/index.php?rest_route=\/wp\/v2\/posts\/1114\/revisions"}],"predecessor-version":[{"id":1116,"href":"https:\/\/ekonomickespravy.sk\/index.php?rest_route=\/wp\/v2\/posts\/1114\/revisions\/1116"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomickespravy.sk\/index.php?rest_route=\/wp\/v2\/media\/1115"}],"wp:attachment":[{"href":"https:\/\/ekonomickespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomickespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomickespravy.sk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}